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The best rates live here

You can have it all. The best rate, the best online experience, and the best customer service from our team of award winning mortgage experts.

Open RESP accounts for better future of your children

From their first steps to their first day on campus, planning for their future happens every step of the way. An RESP account is a smart way to make the difference between dreaming and doing.

Start your journey with Embark today.

How it works on Ratehub.ca

  1. Compare

    Tell us about your mortgage needs and we'll show you personalized rates from Canada's top banks and lenders.

  2. Apply

    Choose the best rate, complete your online application and book a phone appointment with one of our award-winning mortgage experts.

  3. Close

    Upload your documents online and your personal mortgage expert will complete your mortgage from start to finish.

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Close your mortgage with Ratehub.ca

Ratehub.ca is more than just the place to research and compare rates. You can close the best mortgage deal that’s right for you, right here. Our award-winning mortgage experts will guide you through the entire process and take care of all the details.

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  • 4 TIMES

    BROKERAGE OF THE YEAR

    The Ratehub.ca mortgage brokerage (formerly known as CanWise Financial) has been named Canada's Brokerage of the Year for four years straight (2018-2021)

  • $16+ BILLION

    IN MORTGAGES FUNDED

    We’re the largest online mortgage company in Canada

  • 4.9 STARS

    ON OVER 10,000 REVIEWS

    The Ratehub.ca mortgage brokerage is Canada’s highest-reviewed mortgage company, with over 10,000 online reviews across Google and Facebook

  • 12 YEARS

    OF MORTGAGE EXPERIENCE

    We work hard to deliver Canadians the best mortgage experience from online search, education, rate comparison, online application and offline service, all the way to close

Trusted financial institutions we work with

Ratehub.ca education centre

  • Mortgages

    So you’ve made the decision to buy a new home! Discover how much you can afford, how to choose the right mortgage rate and how to get approved.

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  • Credit Cards

    Selecting the right credit card that matches your needs can be difficult! Learn how credit cards work, who issues them, the benefits of various credit cards and how interest charges and payments are applied.

    continue reading
  • Banking

    We explain everything you need to know about how savings accounts work, what their associated fees are and how you can choose the best one for you.

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  • Insurance

    Buying insurance can feel complicated and knowing how much or when you need it isn’t always obvious. Well, we’re here to help you break through the insurance jargon so you can find the right product at the best price.

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What our customers are saying

  • Great place for calculators and articles!


    I like to use Ratehub to check for mortgage rates. They have great calculators and articles regarding mortgages and more. Easy to use and right at your fingertips!

    Morgan Lalonde

  • Best place to shop for mortgage rates!


    Best place to shop for your rates! Signed up for a mortgage on their recommendation and couldn’t be happier. They make the process easy and save you thousands!

    Marc-André Surette

  • Great website that’s easy to use!


    Great website! Helped me find a way better credit card than the one I had been using. Easy to navigate too!

    Adrienne Hays

Making dollars make sense

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About Ratehub.ca

Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.

When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.

Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.

How does Ratehub.ca make money?

Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

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