Let’s help you find the best bank accounts for 2025
Compare chequing or savings accounts from the big banks, digital banks, and credit unions - and get more out of your everyday banking.
Better rates. Better sleeps
Sponsored
EQ Bank
3.00%Features of chequing without any of the fees
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Simplii Financial â„¢
4.50%From Oct 1st 2025, Get a special interest rate, earn 4.50% interest rate on your first Simplii Financial High Interest Savings Account for the first 5 months. Only on eligible deposits up to $200,000. Terms apply. Offer ends on Jan 31st, 2026.
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Tangerine
4.50%Special Offer: Save with Tangerine at a great 4.50% interest rate for 5 months. You’ll earn it in your first Tangerine Savings Account and on other Savings Accounts you open during that time period, too – including TFSA and RSP Accounts.
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Oaken Financial
2.80%Oaken Financial Savings Account
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Sponsored
RBC Signature No Limit Banking
Open an Eligible RBC Chequing Account and Get the New iPad(1). Offer Ends November 3, 2025. Conditions apply.
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Tangerine No Fee Daily Chequing Account
Special Offer: Move your pay to earn $250. Open a no monthly fee Chequing Account and move your pay.
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National Bank The Chequing Account For Newcomers to Canada
Awarded Best Bank for Newcomers to Canada by MoneySense. Open an account with no fixed monthly fee for up to 3 years.
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Simplii Financialâ„¢ No Fee Chequing Account
Earn $300 and a $50 Skip gift card when you become a new client and open a No-fee Chequing Account by October 30th, 2025
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Education centre
Chequing account guide
We explain everything you need to know about chequing accounts - from how to open one to how save on fees.
Continue readingWhat is a savings account?
If you have some extra cash that you don’t need for day-to-day uses, a savings account can be a better option than a chequing account.
continue readingWhat are registered savings accounts?
Registered savings accounts can help you achieve specific financial goals - like saving for retirement or upcoming home purchase.
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About Ratehub.ca
At Ratehub.ca, we have empowered millions of Canadians to make smarter financial decisions. Founded in 2010, we are Canada’s leading one-stop shop for mortgage rates, credit cards, insurance, personal loans, chequing and savings accounts, GICs, and investments. We are known for delivering unbeatable savings, selection, and service.Â
We believe financial products should be easy to understand and personalized to your needs. That’s why we provide tools and expert resources — from Canada’s most-used mortgage calculators to educational articles with real-world insights. We compare the best rates and products in real time from leading banks, lenders, and insurers, so you can shop for all your personal finance needs in one place. And when you're ready, our award-winning brokerage teams are here to help you every step of the way.
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.