Craig Sebastiano

Let’s say you are currently locked into a five-year mortgage term, with two years to go until renewal time.

An online brokerage – also known as a discount brokerage – is a must if you want to take investing into your own hands and trade individual stocks, bonds, or exchange-traded funds (ETFs). The best thing … Read More

More than eleven million Canadians have already filed their taxes according to the Canada Revenue Agency (CRA). As of April 6, the average refund works out to quite a sizeable chunk of change: $1,788. While many … Read More

A good credit record and score are both important if you want to borrow money at a low interest rate for a personal loan or mortgage, or up your odds of getting approved for the best … Read More

Let’s face it: GICs aren’t exactly the most exciting investment option out there. You’ll get all the money you invested back, plus a little interest. While that may sound like a knock against GICs, it’s not, … Read More

Conventional wisdom says you should pay your mortgage off as soon as possible. But paying down your mortgage early is not always the best idea – here’s why.