Disclaimer

Insurance Disclaimer: Ratehub.ca is not affiliated or otherwise associated with Hub International Canada.

Financial Products Disclaimer: Ratehub.ca owns and operates a mortgage brokerage operating under the name CanWise Financial. The CanWise Financial Products (the “CanWise Products”) appear in the list of Financial Products listed on the Website, however all Financial Products are sorted according to rates and User selection criteria, and accordingly the Canwise Products do not receive any preferential treatment or advantage as compared to the other Financial Products listed on the Website.

Service Disclaimer: By using the Services, you understand and acknowledge that Ratehub.ca provides a platform for Users to get information on and compare third party Financial Products. Ratehub.ca is not a provider, vendor or broker of Financial Products (other than CanWise Products that are provided by CanWise Financial), nor is it a financial advisor. The information provided on the Website is provided for information purposes only and is not and should not be construed as financial advice or any other kind of advice. Ratehub.ca makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date. Additionally, some of the information about certain Financial Products appearing on the Website is provided directly by Vendors, not by Ratehub.ca (“Vendor Content”). As between Ratehub.ca and Vendor, Vendors are exclusively responsible for Vendor Content, and Ratehub.ca shall not be responsible for any Vendor Content or for any inaccuracies in any Vendor Content or any losses, claims, expenses, damages, or liabilities that arise as a result of any Vendor Content. Users are strongly encouraged to use common sense and discretion and to do their own research before relying on any of the information provided by the Website, and to consult an independent competent professional (such as, without limitation, an accountant, real estate agent, mortgage broker, insurance broker, or lawyer) before transacting with any Vendor for any Financial Product. We are not responsible for any advice provided by any professional you consult, nor are we responsible for the acts or omissions of any Vendor or User or for any actual, failed, proposed or discussed transaction following your use of the Services or any other decisions you make as a result of using the Website and/or Services. Users hereby understand and agree to use the information contained on this Website at their own risk.

Advertising Disclosure: Most of the products listed on our website are from partners who compensate us. Products marked as "featured" or "sponsored" in our comparison tables are compensated, and are ranked above those that are not compensated.

Ratehub.ca receives compensation when our users connect with providers and/ or are approved for products offered on our website. We also own and operate a mortgage brokerage, Ratehub.ca (formerly known as CanWise Financial), and are compensated for mortgages funded through the brokerage. Ratehub Inc. o/a Ratehub.ca & CanWise is a licensed mortgage brokerage and CMHC-approved lender.

We strive to offer our users a variety of the best products available in the market to compare but you will not find all offers listed on our website.

Mortgage Statement: The mortgage rates shown are dependent on the search criteria you have provided. A lender may offer different rates when you apply for your mortgage if any of these details differ, or if rates have changed. In some instances, rates may also vary based on your credit or payment history. Additional terms and conditions may apply.

The default mortgage rates advertised on our website are based on the following assumptions: an excellent credit borrower looking for a home purchase loan for a single family home for personal occupancy priced at under $1,000,000 with a down payment of less than 20 per cent (i.e. a high-ratio, insured mortgage).

All mortgages have specific qualification criteria including debt servicing ratios, credit, property value and property details. Rates and Monthly Payment Amounts shown in the Mortgage Comparison Chart are examples only and do not take into consideration homeowners insurance or property taxes. For more details click here for Ratehub.ca’s Terms of Use. Further, data displayed in Ratehub.ca’s Mortgage Comparison Chart does not take into consideration your personal financial situation, appraised value of your home, actual credit score, income, existing debt, or other circumstances particular to an individual.

Privacy Policy: Once you submit a request to connect with a provider, you have agreed to be contacted by the 3rd party provider and or Ratehub.ca. Please click here if you would like more details on our Privacy Policy and click here for our Terms of Use.