Building credit

As the saying goes, past behaviour is the best indicator of future behaviour. And in that spirit, your credit history is what lenders use to determine your creditworthiness. In other words, they use your past financial … Read More

Odds are, when choosing a credit card, you’ll want to go for an unsecured card. Almost all rewards credit cards (like cash back or points cards) are unsecured credit cards that come with predetermined credit limits … Read More

There’s a persistent, pesky myth in personal finance that checking your credit score will lower it. It’s time to clear up the confusion once and for all: pulling your own credit score will not negatively affect … Read More

A good credit score is the gateway to better borrowing. With a strong credit profile, you can qualify for more lending products with lower interest rates. So how do you improve your credit score? By eliminating … Read More

If you have a bad credit history and you’re looking for the opportunity to rebuild your credit, you should consider the Capital One Guaranteed Secured MasterCard. As a secured credit card you’re essentially always granted approval … Read More

Having bad credit might not seem like a big deal. In fact, you might not even know what a credit score is! But the second you’re ready to make a large purchase like a car or … Read More