Mortgage payments

Canada’s mortgage stress test makes a big difference to how much you can borrow. Here’s everything you need to know about the mortgage stress test.

A common mortgage question is the difference between pre-qualification, pre-approval, and rate holds. Here’s everything you need to know about each.

The situation surrounding the COVID-19 pandemic is unfolding rapidly, and it could affect your ability to pay your mortgage. Here’s what you need to know.

Mortgage deferrals aren’t free – they can add thousands of dollars to your total mortgage cost. Here’s how much COVID-19 mortgage deferral could cost.

Canadians are carrying record amounts of debt. The household debt-to-income ratio rose to a record high of 174% in the second quarter of 2019, according to Statistics Canada. At the same time, Canadian households owed more … Read More

Note: This article may be of heightened interest to Canadian’s during the current COVID-19 pandemic. The current situation is unfolding rapidly, and this article contains general information only. For up to date information on missing payments during the … Read More