Best credit cards for airport lounge access 2024

Q: What credit card gets you into the Air Canada lounge?

The best credit card that gets you into the Air Canada lounge is the TD Aeroplan Visa Infinite Privilege.

Jordann Brown

October 29, 2024

Travel rewards credit cards typically include perks and benefits beyond just miles or points. Insurance coverage, reduced rates for car rentals, and 24-hour concierge service are all common benefits for rewards credit cards.

One of the most exclusive and sought after card perks is access to airport lounges. Below, we cover the benefits of lounge access, how it works, and which credit cards offer lounge access as complimentary benefits.

Best featured credit cards for airport lounge access

Featured
Scotiabank Passport Visa Infinite
Earn up to $1,100 in value in the first 12 months, including up to 35,000 bonus Scene+ points. To qualify, apply by December 31, 2024.
Featured
BMO Ascend World Elite Mastercard
Welcome offer: Get up to 100,000 points and the annual fee waived in your first anniversary for both the primary cardholder and authorized users.
Featured
CIBC Aventura Visa Infinite
Join and get up to $1,450 in value including a first year annual fee rebate.

Credit cards with lounge access in Canada

What are the benefits of airport lounges?

It’s simple: airline traffic is at an all-time high.

The hustle and bustle of the airport is not the quaint atmosphere that it was when the McCallister family went rushing through O’Hare in Home Alone almost 30 years ago, with some of the world’s busiest airports now serving well over 100,000 passengers every day.

In a nutshell, airports are busy, they are noisy, and downright stressful, especially if you’re stuck facing long wait times or a flight delay. Airport lounges are an oasis of calm in the chaos and offer:

A private place of peace and quiet that’s secluded from the rest of the airport.
An abundance of plush leather or fabric chairs so you’ll never have to hunt for a comfortable place to sit. Even better, some lounges include reclining seats for added relaxation and designated quiet areas with day beds.
The majority of airport lounges are equipped with free Wi-fi, phone charging stations, and complimentary refreshments including coffee, tea, light appetizers — even alcohol. Some lounges even serve hot meals and full-fledged buffets.
Feel refreshed while in between flights by taking advantage of shower facilities, which can be found in most lounges.
Stay up to date on your departure times with flight monitors or catch up on the news with daily newspapers and magazines, along with televisions tuned to news stations.
Need to catch up on work? Along with free Wi-fi, several lounges provide their own computers linked up to the internet, access to printers and fax machines, telephones for making international calls, and semi-private conference room facilities (in some cases, you may have to pay an additional fee to use these perks).
They also have operating hours that are convenient for travellers, opening as early as 5 a.m. and staying open late.

Airport lounge programs

There are four popular lounge programs, offering lounge access at dozens or even hundreds of airports around the world.

Priority Pass and Mastercard Airport Experiences by LoungeKey both operate very similarly and offer access to many of the same lounges. The biggest advantage of these two programs is the sheer size of their lounge networks – Priority Pass grants access to 1,200 lounges worldwide while Mastercard Airport Experiences offers access to 1,000. Most of these lounges are associated with airlines, and while amenities can vary from one lounge to the next, they all provide a comfy place to relax. And with so many options, you’ll always find a lounge no matter which airport you’re at.
Maple Leaf Lounges are operated by Air Canada. There are 23 Maple Leaf Lounges in Canada, the United States, and Europe, and access is reserved for paying Maple Leaf Lounge members, Air Canada or Star Alliance flyers with elite airline status, and people with the right credit card.
Centurion Lounges are run by American Express. These lounges are typically on the higher end of the spectrum and are often less crowded due to the fact they’re exclusive to AMEX cardholders. Eight lounges can be found south of the border and one is located in Hong Kong.

How to access airport lounges

These lounges aren’t free, but you have a few options to get your foot in the door.

First, you could pay as you go. But paying per pass is an expensive route, especially if you travel often. The second option is to enroll in the lounge program directly. For example, you could become a Priority Pass member through their website at a cost of around USD$99 per year. This membership cuts down your visit fee to USD$27 per visit, per visitor.

The third option is to choose one of the best travel credit cards in Canada that include lounge access as a perk. Below are the top three credit cards with lounge access. It’s important to note that the lounge access offered by these credit cards are not equal, they all have specific limitations, so if this is an important perk to you, make sure to choose the credit card that suits your needs.

FAQ

Which credit card gives airport lounge access in Canada?

Several credit cards give airport lounge access in Canada, either by providing a complimentary membership or both a membership and complimentary lounge passes. For a moderate annual fee, the Scotiabank Passport Visa Infinite offers a good amount of annual lounge passes around the globe. If you want unlimited airport lounge access, consider either American Express The Platinum card, or if you fly with Air Canada and affiliated airlines, the TD Aeroplan Visa Infinite Privilege

What credit card gets you into the Air Canada lounge?

Best airport lounge access credit cards

Scotiabank Passport Visa Infinite

Featured

4.0 Ratehub rated

Best for Travel perks

First year reward

$515/yr

based on spending $2,200/mo after $150 annual fee

Earn rewards: 1pt – 3pts / dollar spent
Welcome bonus: 25,000 points (a $250 value)
Annual fee: $150

Perks of the Scotiabank Passport™ Visa Infinite* Card

Perks	Details
Lounge access	Includes 6 visits per year
Waived foreign transaction fees	Included
Travel accident insurance	$500,000 per person ($1 million total)
Travel emergency medical	$2,000,000 for 25 days (under 65)
Car rental insurance	MSRP of up to $65,000, for 48 days
Trip cancellation	Up to $1,500 per person
Trip interruption	Up to $2,500 per person
Flight delay insurance	Up to $500 coverage per person
Baggage loss insurance	Combined maximum $1,000
Baggage delay insurance	Up to $1,000; delays over 4 hours
Hotel/motel burglary	Included
Mobile insurance	Not included
Purchase assurance	$60,000 lifetime limit
Extended warranty	Up to one additional year
Price protection	Included

Other perks

Ratehub.ca’s 2024 Credit Card Award Winner

Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points
Earn 3x Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating
Co-ops and more
Earn 2x Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways taxis and more)
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
No Foreign Transaction Fee
6 Complimentary Airport Lounge Access
Comprehensive Travel Insurance coverage
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program
Rates, fees and other information are effective as of July 02, 2024. Subject to change.

Ratehub’s take

The Scotiabank Passport Visa Infinite card makes a great vacation companion, designed for Canadians who travel abroad and explore the world. It is one of the few cards that covers foreign transaction fees, and also includes valuable travel benefits like airport lounge access.

Pros

No foreign transaction fee: Save 2.5% on all non-Canadian currency purchases
Scene+ points: Earn three Scene+ points per $1 spent at participating grocery stores (e.g., Sobey’s, IGA, and FreshCo) and two Scene+ points per $1 spent on eligible grocery, dining, entertainment, and daily transit purchases
Flexible redemption: Enjoy flexible point redemption options including for travel, groceries, statement credits, gift cards, and movie tickets
Airport lounge access: Access airport lounges with six free visits per year to over 1,200 lounges worldwide
Visa Infinite benefits: Benefit from the Visa Infinite Luxury Hotel Collection, Visa Infinite Dining series, and complimentary Avis Preferred Plus membership
Comprehensive travel insurance: Enjoy coverage for emergency medical, trip cancellation/interruption, flight delays, and more

Cons

Annual fee: The annual fee of $150 is higher than some comparable cards
Low point return: The earn rate for certain spending categories like dining and entertainment is lower compared to other cards
Consistent point values: Travel points are always worth one cent per point and you can’t transfer your points to other airline rewards programs like you can with some Amex cards

BMO Ascend World Elite Mastercard

Featured

Best for Travel perks

First year reward

$809/yr

based on spending $2,200/mo after $150 annual fee

Earn rewards: 1pt – 5pts / dollar spent
Welcome bonus: 100,000 points (a $667 value)
Annual fee: $150

Perks of the BMO Ascend™ World Elite®* Mastercard®*

Perks	Details
Lounge access	Includes 4 visits per year
Waived foreign transaction fees	Not included
Travel accident insurance	$500,000 per person
Travel emergency medical	$5,000,000 for first 21 days (under 65)
Car rental insurance	MSRP of up to $65,000, for 48 days
Trip cancellation	Up to $1,500 per person
Trip interruption	Up to $2,000 per person
Flight delay insurance	Up to $2,000 per person
Baggage loss insurance	$500; delays 6 hours or more
Baggage delay insurance	$500; delays 6 hours or more
Hotel/motel burglary	Not included
Mobile insurance	Not included
Purchase assurance	Covered for 90 days
Extended warranty	Up to one additional year
Price protection	Included

Other perks

Welcome offer: Get up to 100,000 points and the annual fee waived in your first anniversary for both the primary cardholder and authorized users.*
5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
Unforgettable travel experiences start with our premium flexible travel credit card!
Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
Points you can use to cover all flight charges & taxes*
Fly on any airline, with no blackout dates*
Best-in-class travel and medical insurance (unlimited trips per year)*
Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply
^†Statement based on a comparison of the redeemable value of the non-promotional travel rewards points earned on premium flexible Canadian credit cards as of May 3, 2022. “Flexible” is defined as points earned when you purchase travel anywhere and “premium” refers to cards with an annual fee of ≤ $150 or has an income requirement of ≤ $150,000 annual individual income.

Ratehub’s take

The BMO Ascend World Elite Mastercard is a top choice among seasoned travellers, particularly those who prefer a Mastercard, and who like to frequently fly and dine out. This card offers a suite of perks that cater to travel enthusiasts.

Pros

Earn points: Earn three points per $1 spent on restaurant, entertainment purchases, and recurring bills, and one point per $1 spent on everything else
Comprehensive insurance package: Recognized for one of the best insurance packages in the market, including $5 million in out-of-country insurance, exceeding the standard $1 million in coverage offered by most other cards
24/7 concierge services: Enjoy around-the-clock concierge services for your travel needs
Airport lounge access: Receive complimentary membership in Mastercard Travel Pass, including four annual complimentary passes
Redemption flexibility: Enhanced flexibility to redeem points for flights on virtually any airline with no blackout dates (points can be used to cover taxes and fees as well)

Cons

Income requirements: The card’s minimum personal income of $80,000 may limit accessibility for some users
Lower point value: While BMO points are flexible, they are worth less than other travel rewards programs (usually around 1 cent per point) at 0.67 cents per point

CIBC Aventura Visa Infinite Card

Featured

3.5 Ratehub rated

Best for Travel

First year reward

$1,397/yr

based on spending $2,200/mo after the annual fee

Earn rewards: 1pt – 2pts / dollar spent
Welcome bonus: 45,000 points (a $900 value)
Annual fee: see Details

Perks of the CIBC Aventura® Visa Infinite* Card

Perks	Details
Lounge access	Included
Waived foreign transaction fees	Not included
Travel accident insurance	Up to $500,000
Travel emergency medical	Up to $5,000,000 for 15 days (under 65)
Car rental insurance	MSRP of up to $65,000 for 48 days
Trip cancellation	Up to $5,000 per occurrence
Trip interruption	Up to $2,000 per occurrence
Flight delay insurance	Up to $500 per occurrence
Baggage loss insurance	Up to $1,000 per occurrence
Baggage delay insurance	Up to $1,000 per occurrence
Hotel/motel burglary	Not included
Mobile insurance	Up to $1,000 per occurrence
Purchase assurance	Up to 90 days
Extended warranty	One additional year
Price protection	Included

Other perks

This offer is not available for the residents of Quebec.
Welcome Offer: Join and get up to $1,450 in value including a first year annual fee rebate!† Here’s how you can get up to $1,450 in value
- Get up to 45,000 Aventura Points (up to $ 900 in travel value†):
- 15,000 Aventura Points when you make your first purchase†
- 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
- Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value.†
- Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.†
- Plus, get a NEXUS◊ Application Fee rebate†: A $100 value†
- Plus, enjoy extra valuable travel benefits.
- Travel when it’s right for you – your Aventura Points don’t expire†
- Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
- Travel local – Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
1 point for every $1 spent on all other purchases†
Save on gas with CIBC and Journie Rewards Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.†
To be eligible for this offer, 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
†Terms and Conditions Apply. Select Apply Now to learn more.

Ratehub’s take

The CIBC Aventura Visa Infinite card really ramps up rewards for everyday purchases such as gas and groceries. It also provides extensive insurance coverage, lounge access, and a Nexus rebate, proving to be a great travel companion for travelers.

Pros

Access to airport lounges: Enjoy four complimentary visits at over 1,200 lounges globally through the Visa Airport Companion Program
Extensive insurance coverage: Enjoy a comprehensive insurance package from mobile device insurance to emergency travel medical insurance
Additional rebates and perks: Receive a NEXUS application fee rebate

Cons

Low point earn rate: Other rewards cards offer higher points per spending category
Income requirement: A minimum personal income of $60,000 may may be prohibitive to some
Annual Fee: An annual fee of $139 is high compared to others on the market
Limited travel redemption options: You’ll have to use the CIBC Rewards Centre to book travel with your points, whereas with other cards you can experiment with other providers and platforms to get the most value

American Express Platinum Card

Featured

5.0 Ratehub rated

Best for Premium perks

First year reward

$524/yr

based on spending $2,200/mo after $799 annual fee

Earn rewards: 1pt – 2pts / dollar spent
Welcome bonus: 100,000 points (a $1,000 value)
Anniversary bonus: 40,000 points (a $400 value)
Annual fee: $799

Perks of the American Express®The Platinum Card®

Perks	Details
Lounge access	Complimentary access; 1,400 lounges
Waived foreign transaction fees	Not included
Travel accident insurance	$500,000 per person
Travel emergency medical	$5,000,000 for first 15 days (under 65)
Car rental insurance	MSRP of up to $85,000, for 48 days
Trip cancellation	$2,500 per person, $5,000 per trip
Trip interruption	$2,500 per person, $6,000 per trip
Flight delay insurance	Up to $1,000; delays over 4 hours
Baggage loss insurance	Combined maximum $1,000
Baggage delay insurance	Up to $1,000; delays of 6 hours or more
Hotel/motel burglary	Included
Mobile insurance	Not included
Purchase assurance	Up to $1,000 within 120 days
Extended warranty	Up to one additional year
Price protection	Included

Other perks

Ratehub.ca’s 2023 Award Winner – Best Perks Credit Card
Unlock special experiences with the Platinum Card®
Earn up to 140,000 Membership Rewards® points – that’s up to $1,400 towards a weekend away. Offer ends Jan 28, 2025
New Platinum® Cardmembers, earn 100,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership. Offer ends Jan 28, 2025
Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Offer ends Jan 28, 2025
Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands
Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
Transfer points 1:1 to several frequent flyer and other loyalty programs
Enjoy complimentary benefits that offer an average value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts
Platinum Cardmembers can enjoy access to special events and unique opportunities
Enjoy premium benefits at the Toronto Pearson Airport
You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis
Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment

Ratehub’s take

While the American Express Platinum card’s annual fee is steep, the premium travel perks arguably outweigh the cost to use it. You’ll enjoy free, unlimited airport lounge access (while most other cards only offer a free membership or a few passes per year), hotel upgrades, a valuable annual travel and dining credit, and more.

Pros

Unlimited lounge access: Enjoy free, unlimited lounge visits at over 1,400 lounges across the world with the
American Express Global lounge collection
Strong travel insurance offering: Includes everything from out-of-province emergency medical to $500,000 travel accident insurance
Stretch your points values further: Transfer points to other travel loyalty programs at a 1:1 ratio for increased value and flexibility
Upgraded gold hotel status with Marriott Bonvoy and Hilton Honors and deals on car rentals through American Express Online

Cons

Very high annual fee
Doesn’t waive foreign transaction fees, which can really add up when you’re traveling
This is a charge card, so you’ll have to pay off whatever you spend in full each month or face a high interest rate
American Express isn’t as widely accepted in Canada compared to Visa and Mastercard

TD Aeroplan Visa Infinite Privilege

Featured

First year reward

$643/yr

based on spending $2,200/mo after $599 annual fee

Earn rewards: 1.25pts – 2pts / dollar spent
Welcome bonus: 50,000 points (a $720 value)
Anniversary bonus: 30,000 points (a $432 value)
Annual fee: $599

Perks of the TD® Aeroplan® Visa Infinite Privilege* Card

Perks	Details
Lounge access	Included
Waived foreign transaction fees	Not included
Travel accident insurance	Included
Travel emergency medical	Included
Car rental insurance	Included
Trip cancellation	Included
Trip interruption	Included
Flight delay insurance	Included
Baggage loss insurance	Included
Baggage delay insurance	Included
Hotel/motel burglary	Included
Mobile insurance	Included
Purchase assurance	Included
Extended warranty	Included
Price protection	Not included

Other perks

Earn up to $2,900 in value^† including up to 80,000 Aeroplan points (enough for a round trip to Honolulu^†) and additional travel benefits. Conditions Apply. Account must be approved by January 6, 2025.
- Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card^†
- Earn an additional 30,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
- Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†
Additional Travel Benefits
- Enroll for NEXUS and once every 48 months get an application fee rebate^†
- Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complementary access for one guest.
- Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program^†
Earn Aeroplan Points on your everyday purchases
Take advantage of an extensive suite of travel insurance.
Get access to Priority Airport Services^† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades^†.
Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®)
Earn 1.5 points^† for every $1 spent on eligible gas, grocery, travel and dining purchases
Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
^†Terms and conditions apply.
Financial institutions pay us for connecting them with customers, including by paying for advertisements, clicks, or when someone applies for/is approved for a product. Terms and conditions apply between you and the provider of the product – please be sure to review them. Product information and details vary for Quebec. The content provided on our site is for information only; it is not meant to be relied on or used in lieu of advice from a professional. Partners/Advertisers are not responsible for the accuracy of information on our site. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

Ratehub’s take

The TD Aeroplan Visa Infinite Privilege is a premium travel rewards card that will get you access to airport lounges around the world, faster access to Aeroplan Elite Status, priority boarding and more. You’ll have to pay for these benefits with the high annual fee, but it might be worth the price for frequent fliers who appreciate luxury.

Pros

Generous bonuses: Get both a generous welcome bonus and an anniversary bonus to multiply your Aeroplan rewards points (conditions apply)
Travel insurance: Strong travel insurance package including travel medical and trip cancellation/interruption
Wide array of travel perks: an annual round-trip companion pass from $99, free access to Air Canada’s Maple Leaf Lounges in Canada or the United States, priority airport check-in and baggage handling, and an annual fee rebate for NEXUS can every 48 months (up to $100 CAD).

Cons

Annual fee: Steep annual fee of $599 can be too pricey for some users. However, the amount of perks and benefits offered make it well worth it for the right cardholder
Mostly suited for loyal Air Canada customers: Those who fly other airlines or want more flexibility may want to look elsewhere

RBC Avion Visa Infinite Privilege

Featured

First year reward

$1,226/yr

based on spending $2,200/mo after $399 annual fee

Earn rewards: 1.25pts / dollar spent
Welcome bonus: 55,000 points (a $1,178 value)
Anniversary bonus: 15,000 points (a $322 value)
Annual fee: $399

Perks of the RBC Avion Visa Infinite Privilege

Perks	Details
Lounge access	Included
Waived foreign transaction fees	Not included
Travel accident insurance	Included
Travel emergency medical	Included
Car rental insurance	Included
Trip cancellation	Included
Trip interruption	Included
Flight delay insurance	Included
Baggage loss insurance	Included
Baggage delay insurance	Included
Hotel/motel burglary	Included
Mobile insurance	Included
Purchase assurance	Included
Extended warranty	Included
Price protection	Included

Other perks

Get up to 70,000 Avion points* (a travel value of up to $1,500^†). Apply by November 25, 2024
70,000 Avion points* is enough for two roundtrip tickets to almost anywhere in Canada & the US (Alaska and Hawaii require more points). Taxes and fees extra.^†
- 35,000 Avion Points on approval*
- 20,000 bonus points when you spend $5,000 in your first 6 months*
- 15,000 one-time anniversary bonus points after 12 months of account opening*
Earn 1.25 Avion point for every dollar you spend¹.
Enjoy six complimentary global airport lounge access passes⁵ ($375 value^{^}). Plus take advantage of security fast track lanes and parking benefits at select Canadian airports.⁵
Book flights on any airline, on any flight, at any time³. You can also use your points to redeem for vacation packages, hotels, cruises and tours³.
Pick any seat you want from 130+ airlines – with no seat restrictions or blackout periods, even during peak seasons
Access more of the world with your 24/7 Visa Infinite Privilege Concierge
Avion Infinite Privilege card holders have access to book business or first class at a rate of 100 points for $23
Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars and, British Airways Avios.
Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
Get access to RBC offers which provides access to earn points faster at specified brands
Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
Flexibility to book flights last-minute: up to 24hrs before departure
Extensive insurance coverage
- Mobile Device Insurance included – up to $1,500¹²
- Travel with ease with trip cancellation¹² and trip interruption¹² insurance, and emergency medical¹².
- Plus, eligible purchases¹² made on the card are protected.
- Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family

Ratehub’s take

The RBC Avion Visa Infinite Privilege is your ticket to luxury travel perks, including airport lounge access, flexible travel point rewards and a full travel insurance package. It is worth noting, however, that the points earning rate could be higher for the annual fee.

Pros

Airport lounge access: When you register with the Visa Airport Companion program, get 6 annual airport lounge passes, available at 1,200 lounges around the world
Valuable rewards points: RBC points are extremely valuable when booked for flights and other travel redemptions through the Avion Rewards center
Generous welcome bonus: The welcome bonus may be enough to cover a flight through the Avion Rewards centre

Cons

Points earning rate: The base rate of 1.25 points per dollar could be higher compared to other cards with a similar annual fee
High annual fee: The annual fee is quite high and you’d need to be a frequent flier or really value luxury to get the most out of this card

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