Overview of the American Express® Essential™ Credit Card
Detailed card summary
- Enjoy an annual interest rate of 12.99% on purchases and funds advances
- With an annual interest rate of 12.99%, you can save on interest payments if you choose to carry a balance and make your minimum monthly payments on time
- Access virtual events and special offers curated for Cardmembers with Amex ExperiencesTM
- 24/7 Customer Services
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions apply
Eligibility
- Minimum income $15K/yr
- Household income Any
- Recommended credit score 725+
- You are a permanent Canadian resident and have reached the age of majority in the province in which you live.
