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Overview of the BMO VIPorter Mastercard®

Earn rewards

1 point/$1

On every $1 spent on gas, transportation, groceries, dining, (including fast food & drinks) and hotel accommodations

2 points/$1

On every $1 spent on Porter purchases

0.5 points/$1

On every $1 spent everywhere else

Detailed card summary

Benefits & features

  • Welcome offer: Get up to $1,800 in value including 40,000 VIPorter points and a 35% off flight voucher.* Plus no annual fee in your first year*
  • Earn 2 points for every $1 spent on Porter purchases*
  • Earn 1 point for every $1 spent on gas and transportation, Earn 1 point for every $1 spent on groceries and dining*, Earn 1 point for every $1 spent on hotel accommodations, Earn 0.5 points for every $1 spent everywhere else*
  • Priority re-accommodation for flight delays*, Dedicated check-in*, Early boarding*, No VIPorter points expiry*, Earn $1 of Qualifying Spend for every $25 spent*
    *This benefit applies to up to 8 companions travelling on the same booking
  • Your BMO VIPorter credit card comes with comprehensive travel coverage including:
    8-day out-of-province or country emergency medical insurance
    Car rental-collision/loss damage insurance
    Common carrier insurance
    Flight delay insurance
    Baggage insurance
    Hotel burglary insurance*”
  • Shop confidently with an extended warranty and purchase protection.*
  • Save up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool
  • Get 20% off admission to Cirque du Soleil shows touring Canada* and 15% off resident shows in Las Vegas
  • Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada
  • Get even more benefits: You may qualify for the BMO VIPorter World Mastercard tier of this card – which has the same fees and rates, but also includes experiences available only to World Mastercard cardholders.*
  • Cash Advance & Balance Transfer Interest: 21.99% for Quebec residents

How to redeem


How to get approved


Legal