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Overview of the BMO VIPorter World Elite®* Mastercard®

Earn rewards

3 points/$1

On every $1 spent on Porter purchases

2 points/$1

On every $1 spent on gas, transportation, groceries, dining (including fast food & drinks) and hotel accommodations

1 point/$1

On every $1 spent everywhere else

Detailed card summary

Benefits & features

  • Welcome offer: Get up to $2,400 in value* including 70,000 VIPorter points and a round-trip companion pass.* Plus receive $1,000 in Qualifying Spend.*Plus no annual fee in your first year*
  • Earn 3 points for every $1 spent on Porter purchases
  • Earn 2 points for every $1 spent on gas and transportation, Earn 2 points for every $1 spent on groceries and dining*, Earn 2 points for every $1 spent on hotel accommodations, Earn 1 point for every $1 spent everywhere else
  • A round-trip companion pass per year*
    1 complimentary checked bag*
    1 complimentary carry-on bag on all Porter fare types*
    Free PorterClassic seat selection*
    Priority re-accommodation for flight delays*
    Priority check-in, security, and early boarding*
    No VIPorter points expiry*
    Earn $1 of qualifying spend for every $25 spent*
    *This benefit applies to up to 8 companions travelling on the same booking
  • Your BMO VIPorter credit card comes with comprehensive travel coverage including:
    21-day out-of-province or country emergency medical insurance
    Car rental-collision/loss damage insurance
    Common carrier insurance
    Flight delay insurance
    Baggage insurance
    Hotel burglary insurance*”
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member enjoy lounge access for a fee of just US$32 per person, per visit.* Registration is required. Visit the Mastercard Travel Pass website or use the Mastercard Travel Pass mobile application to register*
  • Save up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool
    Discover a world of Mastercard Travel Rewards cash back offers when you shop, dine and relax with our partners outside of Canada.
  • Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada *
  • Access valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.*
  • Shop with extended warranty and purchase protection.*
  • Cash Advance & Balance Transfer Interest: 21.99% for Quebec residents

How to redeem


How to get approved


Legal