Overview of the RBC Cash Back Mastercard®

On groceries

On other purchases

Welcome bonus: earn up to 7% cash back for the first 3 months on up to $1,000 in total purchases. Apply by July 8, 2025.
Annual fee: $0
Reward: Earn 2% on groceries, 1% on other purchases
Average point value: $1
Purchase interest rate: 20.99%
Cash advance interest rate: 22.99%
Balance transfer interest rate: 22.99%
Minimum income: Any amount
Household income: Any amount
Network: Mastercard
Provider: RBC Royal Bank
Card type: Cash back

Detailed card summary

Get up to 7% cash back for the first 3 months on up to $1,000 in total purchases^. Apply by July 8, 2025.
Earn up to 2% cash back on grocery store purchases^²
Earn up to 1% cash back on all other purchases including pre-authorized payments^²
Protect your eligible purchases for up to 90 days against loss, theft or damage*
Cash back rewards accumulate automatically
Purchase on your card and automatically double the manufacturer’s warranty up to one year*
Instantly save 3₵ per litre on fuel▲ & earn 20% more Petro-Points§ when you link your Petro-Points card to any RBC card online.

Adrian Schollen December 24, 2017
In particular the fact that I get a three cent per litre reduction on the price of gas purchased at petro canada service stations
Jan beckford December 24, 2017
Card was easy to apply for. Online and instant approval and mailed out to me asap and received within a week and a half or so. U mostly use it for groceries and gas at petro Canada which gives instant savings when you use any royal bank credit card at the time of purchase.