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Overview of the Scotiabank Momentum® No-Fee VISA Card

Earning categories

1%

On gas, groceries, other purchases, drug & pharmacy

Annual fee
$0

Purchase interest: 19.99%
Cash advance: 22.99%
Balance transfer: 22.99%

Credit recommended: 660+
Min. income: $12,000/yr

Detailed card summary

Benefits & features

    • Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)¹.
    • Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (2% fee per cash advance, 22.99% after that; annual fee $0).¹
    • Rates, fees, offers and other information are effective as of November 1, 2024. Subject to change.

    How to redeem


    How to get approved


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