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Find the best credit card that’s built for how you spend

Personalized card matches based on your credit profile - no hard credit checks and no guessing.

see my card matches

Discover cards that fit your lifestyle

  • Earn more from your spending

    Our algorithm matches you to cards that reward how you already spend, from travel points to cash back and more.

  • Feel confident in your approval odds

    See which cards you’re more likely to qualify for before applying, with no hard credit check.

  • Save time comparing cards

    Skip the research. CardFinder narrows down the best options for your needs in under 60 seconds.

  • Stop leaving rewards on the table

    Many Canadians miss out on valuable rewards with the wrong card. CardFinder helps you find a better fit.

How CardFinder works

In 60 seconds, with no SIN required.

  1. Tell us a bit about yourself

    Answer some questions so we can personalize our recommendations - this won't impact your credit score

  2. Check your eligibility

    We confirm your eligibility with our partner, TransUnion. This will be a ‘soft credit check’ which you can see but lenders cannot

  3. Get your ranked matches

    We show you the cards you’re likely to want and most likely to get - sorted by approval odds and potential value to you

let's get started

Finding a credit card the old way vs. with CardFinder

Without CardFinder With CardFinder
❌ Comparing dozens of cards manually ✅ Personalized matches in under 60 seconds
❌ Applying without knowing your odds ✅ See cards you’re more likely to qualify for first
❌ Missing rewards that fit your spending ✅ Get matched to cards built for how you spend
❌ Multiple applications that can impact your score ✅ No hard credit check to see your matches
❌ Generic “best card” lists ✅ Recommendations tailored to your profile

Why Canadians trust CardFinder

Zero impact to credit scores

We use a soft inquiry only. Lenders can’t see it, and it doesn’t affect your score.

Strict privacy protocols

Your privacy comes first, with 256-bit SSL encryption protecting your data.

11 years in business

We help 1.2M Canadians make smarter financial decisions each month, backed by 4,500+ 5-star Google reviews.

Frequently Asked Questions

How does Ratehub’s CardFinder work?


How is CardFinder different from other credit card comparison tools?


How will CardFinder find the best credit card for me?


Will CardFinder affect my credit score?


What happens after I get my CardFinder results?


Will I actually be approved for a credit card, or just "matched" to one?


Is using CardFinder actually free?


Find your perfect credit card match now