Best balance transfer credit cards

MBNA True Line® Mastercard® credit card

• 0% promotional annual interest rate (“AIR”) for 12 months on balance transfers completed within 90 days of account opening
• 3% balance transfer fee
• 12.99% interest rate on purchases
• Offer not available for residents of Quebec
• $0 annual fee

CIBC Select Visa* Card

• 0% introductory interest rate on balance transfers for the first 10 months
• 1% balance transfer fee
• Annual fee rebate for two years (conditions apply)
• 13.99% interest rate on purchases
• $29 annual fee

BMO® Preferred Rate MasterCard®

• 0.99% introductory interest rate on balance transfers for the first 9 months
• 2% balance transfer fee
• Annual fee waived on the first anniversary (conditions apply)
• 13.99% interest rate on purchases
• $29 annual fee