Compare Halifax Car Insurance Quotes

The average cost of car insurance in Nova Scotia is just shy of $1,100 per year, or about $90 per month.

To make an insurance claim, call your insurance provider as soon as possible, ideally within 24 hours. Be ready with your policy number and details of the damage and/or injury. It's best if you have photographic evidence, and if there was another party involved, that you have their information as well. The more details you can provide, the smoother the claims experience. 

Rental car insurance can be complicated. Here's what you need to know. 
If you have insurance, you can add SEF27 to your Halifax auto insurance policy, allowing you to use your existing insurance with the rental car. It covers you for third-party liability and accident benefits, so if you damage someone else's property, injure them, or yourself, you have coverage. 

If you have collision insurance on your policy, you have coverage if you damage the rental car. 

If someone steals something from your car, personal effects coverage is covered by your Halifax home insurance. 

If you don't have car insurance, you may have collision insurance with your credit card. Call your credit card provider to see what level of coverage you have and how it works before assuming full coverage. 

The best car insurance companies in Halifax aren't always TD car insurance, Aviva, or Intact. While they're a popular choice, it could be due to great marketing efforts or recommendations from family & friends. A recommendation is nice when you're looking for great customer service. However, car insurance companies change their prices all the time, so it's worth it to compare car insurance quotes every year to see which company will give you the best car insurance in Halifax. 

If you have a number of tickets or many prior accidents, you may need high-risk car insurance. If so, you'll be paying quite a bit more in car insurance which makes that much more important to get a Halifax car insurance quote online to see which company will give you the lowest insurance rate. Many won't insure you if you're too high-risk. If so, you'll need to work with the Facility Association who will help find you an insurance company willing to work with you. 

No, but it's recommended for safe driving and can save you money on car insurance. 

No, but it’s great for peace of mind in case of a battery failure, tire puncture, or you need a tow. CAA Atlantic memberships start at $80/year.

Much of the credit for cheap car insurance in Nova Scotia goes to the provincial government. In the early 2000s, car insurance premiums were dramatically rising, causing some drivers to cancel their insurance altogether. The province put reforms in place, offering more choice to consumers. Now, drivers can pick from 65 different car insurance companies and a wide variety of options therein. Due to the high level of competition, the more Nova Scotians getting auto insurance quotes, the cheaper their car insurance rates.

Nova Scotia operates on a rating program that considers minor and major convictions in the past three years and any criminal code violations will stay active within the past 3-4 years.