Compare cheap motorcycle insurance quotes in Alberta

Like other types of auto insurance, motorcycle insurance is there to protect you financially from the various risks of operating a vehicle. In Alberta, there are a few mandatory coverages you'll need – which are the same mandatory coverages you could find on an Alberta car insurance policy. Plus, you'll still also have the option to customize your policy further for added peace of mind.

Here, we cover everything there is to know about motorcycle insurance in Alberta – understanding all the ins and outs will help you make the right decisions when shopping for coverage. When you're ready, be sure to connect with one of our licensed brokers to compare all your options and secure your personalized policy.

Below, are a few insights on motorcycle insurance we found from the 2024 Market & Trends Report from the Alberta Auto Insurance Rate Board (AIRB). While motorcycle vehicles amount to almost 5% of the auto insurance market within the province, the premium count only represents about 1% – this is due to the much lower cost of coverage when comparing bike insurance to private passenger vehicle insurance.

As mentioned above, you'll need motorcycle insurance to ride your bike in Alberta. Similarly to car insurance, motorcycle insurance follows the vehicle, not the rider – so you're essentially insuring the bike itself when you purchase the policy. In most cases, you'll need to show proof of coverage before you can even register your bike. 

It's important to note, however, that some motorcycle insurance companies in Alberta won't provide coverage for new riders (or riders who aren't fully licensed). As a novice, you may want to hold off before purchasing your own bike – or you may need to shop around for an insurer that meets your needs. 

Some insurers also offer more unique policy add-ons to meet the specific needs of certain riders. While this will differ from provider to provider, here are a few popular options you can ask your broker about when shopping for your Alberta motorcycle insurance. 

According to the 2024 Market Trends Report from the Alberta Automobile Insurance Rate Board, the average cost of motorcycle insurance remained steady in 2023 at about $399 – a 2.5% increase from the previous year's number of $389. Keep in mind that the cost can vary greatly from rider to rider – to find out the exact number you'll be paying, be sure to connect with one of our licensed brokers today.

Here, we cover some of the most important factors that contribute to the cost of your motorcycle insurance. Again, insurers like to see low-risk policyholders – so the more risk you bring (and the more coverage you want), the higher your rate will be.

While insurance companies are the ones to quote you, there are still many steps you can take to ensure you're getting the best rate possible. Here, we cover eight different tips for affordable motorcycle insurance in Alberta.

Here, we outline the top motorcycle insurance companies in Alberta based on market share in 2023 (sourced from the Market & Trends Report from AIRB). Keep in mind that the best provider for yourself is not necessarily the most popular one. Instead, be sure to shop the market in search of the one that meets all your coverage needs for the lowest rate possible.

To operate a motorcycle in Alberta, you'll need a Class 6 license (this license also lets you drive all other Class 5 motor vehicles as a learner). To become eligible, you'll first need to be at least 16 years old, and you'll need to hold a Class 7 learner's license for at least a year. 

If you have a Class 5 or Class 7 license, you'll need to take a knowledge and road test for your Class 6. If you don't have one of these licenses, you'll need to complete the requirements of a Class 7, take a knowledge and road test for your Class 6, and then go through the Graduated Driver's License Program in order to obtain your full Class 6 license.