What is TD Insurance: Auto & Home Insurance
Learn more about one of Canada's largest direct insurance companies. Offering auto and home insurance rates Canada wide.
What is TD Insurance?
Matt Hands, VP, Insurance
TD Bank (Toronto-Dominion) is one of the big five banks in Canada, and offers personal and business banking services, along with investment solutions. Its subsidiary, TD Insurance also offers a wide variety of insurance products, including auto insurance, home insurance, life insurance, and travel insurance.
TD car insurance
As one of Canada's most popular insurers, TD Insurance offers several optional enhancements, so you can protect your vehicle against its unique risks.
TD car insurance optional coverages
Aside from the mandatory provincial requirements for your car insurance, TD also offers various optional coverages, including:
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Optional coverage |
Overview |
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Protects you from any insured damage done to your car that is not covered by collision insurance (e.g. fire, theft). |
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Covers the damage done to your car caused by another vehicle or an object, such as a tree. |
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Specified perils |
Covers you from the specified risks on your policy, such as a fire that spreads to your car. |
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All perils |
A combination of both comprehensive and collision insurance, plus increased protection against theft. |
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Accident forgiveness |
Prevents your rates from increasing after your first at-fault accident. |
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Uninterrupted driving coverage |
Insures your rental car for road trips within Canada and the US. |
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Removing depreciation deduction |
Covers the purchase price of your car, instead of its depreciated value in the event of a total loss. |
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TD home insurance
TD Insurance also offers several enhanced options to meet your specific home insurance needs. Here are some unqiue policy extensions, so you can further protect your property.
TD home insurance optional coverages
On top of your basic home insurance coverage, TD also offers various optional add-ons to protect your property, including:
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Optional coverage |
Overview |
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Protects you from damage due to overland water flooding. |
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Removing depreciation deduction |
Allows you to choose between repairing your home and settling in cash without accounting for deprecation. |
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Personable valuables/enhanced limitations |
Increases coverage for your expensive contents, such as jewellery, wine, and art. |
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Identity theft |
Protects you financially for identity theft recovery and its related expenses. |
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Personal umbrella |
Increases your liability limits for both car and home insurance. |
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Home-sharing |
Covers you if you share your home as a short-term rental. |
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Family coverage |
Protects you against family situations, such as nursing home costs and cyberbullying. |
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Eco-efficient rebuild |
Provides increased coverage for eco-friendly rebuilds and upgrades after an insured loss. |
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Claim forgiveness |
Forgives your first claim, so your rates won’t increase after renewing your home insurance. |
Compare home insurance quotes to find your lowest rate
In under five minutes, compare personalized home insurance quotes from some of Canada’s top providers, free of charge.
Frequently asked questions about TD Insurance
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Is TD Insurance considered a good insurance company?
Matt Hands, VP of Insurance
With 6+ years of experience at Ratehub.ca, Matt’s focus has been on growing its newest business unit, Insurance. He is a thought leader and a valuable resource to respected publications across Canada. read full bio
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