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1-Year Fixed Mortgage Rate History in Canada

Posted historical 1-year fixed mortgage rates (1980 - today)

Historical posted 1-year mortgage rates

Discounted historical 1-year fixed mortgage rates (2006 - today)

In Canada it is extremely common to lock in to a mortgage rate lower than posted by the banks. Therefore, we have also collected discounted 1-year fixed mortgage rates from Ratehub.ca proprietary data sets as well as discount mortgage brokers to supplement our data where necessary.

Historical discounted 1-year mortgage rates

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Lender Mortgage Rates