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Home of the lowest mortgage rate in Canada. Ratehub.ca is proudly Canadian-owned & operated, headquartered in Toronto & Montreal.
Mitul Patel

RatehubBritish Columbia

Mitul Patel

Mortgage Agent

Phone: 778-216-2718 ext. 2177

Email: [email protected]

apply with Mitul

About Mitul

Mitul believes a mortgage should be about building a relationship, not just about a transaction. He has over 6 years experience in the financial services industry working with CIBC as an Associate Financial Advisor where he took a consultative approach to draw financial plans by tailoring financing solutions to help customers understand their borrowing needs and make a calculative decision. Completing a Master’s in Finance from Queen’s University, clearing all 3 levels of Chartered Financial Analyst (CFA) certification, & Certified Financial Planner (CFP) certification, has helped Mitul make education the cornerstone of his business. He specializes in assisting families with mortgages while making the process seamless, informative and easy to understand.

Reviews

4.9 | 82 reviews

Mar 02, 2025

Mitul was great to work with and very professional. He guided me through the renewal process and found me the best option. - Brian Saunders

Feb 12, 2025

Working with Ratehub and their broker, Mitul, was absolutely fantastic! The entire process was seamless, and they were incredibly transparent every step of the way. I received all the right information and felt completely confident in my decision. Overall, I truly believe I got a great deal—fair, honest, and exactly what I was looking for. I highly recommend working with them! If you're looking for professionalism, transparency, and a smooth experience, Ratehub is the way to go. - Sagar Khandelwal

Feb 06, 2025

terrible experience thus far and am currently waiting for the agents manager to call. the agent tried to have me falsify employment status even knows i repeated several times he was incorrect, i asked him why he wants me to commit fraud and he basically told me off. i would not recommend rate hub for fear your could end up complicit in a crime honestly, forging records is not legal. Update: I've spoken to the manager who tried also to strong arm me into compliance with him. Eventually we have agreed on a reasonable approach moving fwd however I have no doubt at all that this will result in a denial of service. I will keep updating this as to make sure people are aware. - Patrick Reakes

Jan 30, 2025

We're grateful to Mitul Patel for his assistance with our first home mortgage. He guided us through every step, answering all our questions while providing consistent support during the application process. - Madhankumar Vasanthakumar

Jan 30, 2025

Mitul was great to work with. He was extremely responsive, had answers to all my questions, made the process easy and got me a significantly better rate than what the banks were offering - jordan levasseur

Jan 14, 2025

Fast, efficient, super responsive with the best rates! The mortgage service provided by Mitul Patel was stellar, thank you for all the help during this important transition. - Warren Wan

Dec 16, 2024

Mitul Patel was awesome to work with on my mortgage refinance. He was super responsive and helpful, walked me through all the best options, and I am very happy with the mortgage he recommended. Thank you, Mitul! - Heather Johnston

Dec 11, 2024

Mitul Patel was very helpful for initial pre-approval conversationsand provided informed relevant answers, without any hurry or pressure. I reached out to Ratehub for these conversations as I saw they do not work on commission and have a much larger pool of banks/lenders to consider compared to a lot of other mortgage brokers I considered. - D R